Free for every Indian · No login ever

Smart Financial
Calculators for India

21+ tools for SIP, EMI, FD, PPF, Retirement, GST and more. Instant results in your browser — zero signup.

Browse All Calculators Try SIP Calculator →

20+

Free Tools

₹0

Cost to Use

100%

Private

0

Logins Needed

Investment Calculators

8 tools

SIP Calculator - Calculate Monthly SIP Returns India

Calculate the future value of your Systematic Investment Plan (SIP) and see how your wealth grows over time with the power of compounding.

Lumpsum Investment Calculator - One-Time Investment Returns

Calculate the future value of a one-time lump-sum investment and project how much your money will grow at a given rate of return.

CAGR Calculator - Compound Annual Growth Rate

Calculate the Compounded Annual Growth Rate (CAGR) of any investment. Find the steady growth rate that takes an investment from its beginning to ending value.

Step-Up SIP Calculator - Increasing SIP Returns

Calculate returns on a Step-Up SIP where you increase your investment amount annually. See how small yearly increments can dramatically boost your wealth.

DCF Calculator - Stock Valuation & Intrinsic Value

Calculate the intrinsic value of a stock using the Discounted Cash Flow (DCF) method. Determine if a stock is overvalued or undervalued.

Stock vs FD Calculator - Equity vs Fixed Deposit Returns

Compare the returns of investing in the stock market vs Fixed Deposits. See how much extra wealth you could generate by choosing equities over FDs.

Time Duration Calculator - How Long to Reach Goal

Find out how long it will take for your lump-sum investment to grow to a target amount at a given rate of return.

Time Duration Calculator (SIP) - Reach Goal Timeline

Calculate how long you need to invest via SIP to reach your target wealth goal at a given rate of return.

Loan & Savings Calculators

6 tools

EMI Calculator - Home Loan & Car Loan EMI India

Calculate your monthly EMI for home loans, car loans, or personal loans. View your complete amortization schedule with principal and interest breakup.

PPF Calculator - Public Provident Fund Maturity Amount

Calculate the maturity amount of your Public Provident Fund (PPF) account and plan your long-term tax-saving investments.

Fixed Deposit Calculator - FD Maturity & Interest

Calculate the maturity amount and interest earned on your Fixed Deposit. Compare returns across different tenures and compounding frequencies.

RD Calculator - Recurring Deposit Maturity Amount

Calculate the maturity amount of your Recurring Deposit. Plan your monthly savings and see how they grow over the tenure.

Compound Interest Calculator - Simple vs Compound Interest

Calculate compound interest on your investments. Understand how compounding frequency affects your returns over time.

Home Loan Prepayment Calculator

See how paying extra EMIs each year and hiking your EMI annually can close your home loan years early and save lakhs in interest. Compare four strategies side by side with a full amortization schedule.

Tax & Legal Calculators

2 tools

GST Calculator - Add/Remove GST India Tax

Calculate GST amount, pre-GST price, and total price including GST. Supports all GST slabs: 5%, 12%, 18%, and 28%.

Gratuity Calculator - Employee Gratuity Entitlement

Calculate the gratuity amount you are entitled to from your employer after completing 5 or more years of continuous service.

Planning Calculators

5 tools

Retirement Calculator - Plan Retirement Corpus India

Plan your retirement with this comprehensive calculator. Find out how much you need to save monthly to build your retirement corpus.

Goal Planning Calculator (Lumpsum) - Target Investment

Find out how much lump-sum you need to invest today to achieve your financial goal. Plan for your dream home, car, vacation, or education.

Goal Planning Calculator (SIP) - Monthly SIP Needed

Find out how much monthly SIP you need to start to achieve your financial goal. Reverse-calculate SIP amount from your target corpus.

Children Education Planner - College Fund Calculator

Plan and calculate how much you need to save monthly to fund your child's higher education, accounting for education inflation.

Investment Planner - Asset Allocation Calculator

Determine the ideal equity-to-debt allocation for your investments based on your age, risk tolerance, and financial goals.

Why BudgetDose?

Built for Indian Investors

Fast, accurate, and completely private financial planning.

🆓

100% Free · No Login

No registration or account required. Open and calculate instantly.

🇮🇳

India-Specific

Indian number format (lakhs/crores), current PPF rates, GST slabs.

⚡

Instant · Accurate

All calculations run in your browser using precise financial formulas.

Most Popular Calculators

📈SIP Calculator Calculator

🏠EMI Calculator Calculator

🏛️Fixed Deposit Calculator Calculator

🏦PPF Calculator Calculator

🧾GST Calculator Calculator

📉CAGR Calculator Calculator

🌅Retirement Calculator Calculator

📚 Learn & Master Your Finances

SIP vs Lumpsum

Complete guide comparing SIP and lumpsum investing strategies. Learn which is better for your financial goals.

Retirement Planning

Learn how much corpus you need for retirement, calculate monthly savings, and build your financial independence plan.