Disclaimer & Terms of Use

BudgetDose is an independent website providing free financial calculators and educational content. We are not a SEBI-registered investment advisor, financial planner, bank, or any other regulated financial entity.

The results produced by our calculators — including projected returns, EMI amounts, tax savings, retirement corpus estimates, and any other figures — are estimates based on the inputs you provide. They do not constitute a guarantee, recommendation, or advice regarding any specific financial product, instrument, or decision.

For personalised financial advice, please consult a qualified professional registered with the appropriate Indian regulatory authority (SEBI, IRDAI, PFRDA, or RBI, as applicable).

We make every effort to ensure our calculators use correct, up-to-date formulas and assumptions. However:

• Assumptions may differ from reality. Most calculators assume constant interest rates, inflation rates, and returns. Actual market returns are variable and unpredictable.
• Tax rules change. GST rates, income tax slabs, and section limits (80C, 80D, etc.) are subject to annual Union Budget amendments. Always verify with the latest government circulars or a tax professional.
• We are not liable for errors. Despite our best efforts, there may be errors or omissions in the calculators or content. BudgetDose shall not be held responsible for any decisions made based on the information provided here.

All investments carry risk. Past performance of any mutual fund, stock, or financial instrument is not indicative of future results. The projections shown by our investment calculators (SIP, lumpsum, CAGR, etc.) assume a fixed rate of return, which is illustrative only.

Mutual fund investments are subject to market risks. Please read all scheme-related documents carefully before investing.

BudgetDose may contain links to external websites (e.g., SEBI, RBI, NSE, BSE, or other authoritative sources). These links are provided for convenience only. We have no control over external sites and are not responsible for their content, accuracy, or privacy practices.

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To the maximum extent permitted by applicable law, BudgetDose and its owner shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising from:

• Your use of or reliance on the calculators or content on this Site
• Any errors, inaccuracies, or omissions in the calculations or content
• Interruption or unavailability of the Site
• Any investment or financial decision made based on information from this Site

We reserve the right to update this Disclaimer at any time. Changes will be reflected by updating the "Last updated" date above. Continued use of the Site after changes constitutes your acceptance of the revised terms.

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