About BudgetDose
Free, accurate, and honest financial calculators — built for India.
Why BudgetDose?
Most Indians plan their finances with guesswork — or rely on bank advisors who have a product to sell. I wanted a neutral, no-nonsense place where anyone could quickly answer the real questions: "How much will my SIP grow?", "What will my EMI be?", "Have I saved enough to retire?"
BudgetDose was built to fill that gap — 20+ free calculators covering investments, loans, tax, and retirement planning, with no login, no ads that hijack the page, and no upselling.
Who Built This
Hi, I'm Nikhil Gupta — A software engineer and personal finance enthusiast based in India, passionate about making financial planning accessible to everyone.
I've spent years frustrated with financial calculators that were slow, bloated with ads, or simply wrong. So I built the tool I wanted to use: fast, mobile-friendly, and built on the actual formulas from SEBI guidelines, RBI circulars, and the Income Tax Act.
Our Approach to Accuracy
Verified formulas — Every calculator uses the standard financial formula for that instrument (e.g., SIP uses the FV-of-annuity formula; EMI uses the standard amortisation formula).
India-specific — Tax slabs, PPF rules, EPF rates, and GST calculations reflect current Indian regulations and are updated when rules change.
No financial advice — Results are projections and estimates for planning purposes. They are not a substitute for advice from a qualified financial advisor. See our Disclaimer for the full picture.
Transparent about limitations — Real returns depend on market conditions, fund performance, and individual circumstances. We use assumptions and state them clearly.
What You'll Find Here
Investment Calculators
SIP, Lumpsum, CAGR, Step-Up SIP, FD, RD, PPF
Loan Calculators
EMI, Home Loan Prepayment, DCF analysis
Tax & Legal
GST, Gratuity, and more
Planning Tools
Retirement, Education, Goal-based SIP/Lumpsum, Investment Planner
All calculators are free, require no sign-up, and work on any device.
How BudgetDose Is Funded
BudgetDose is free to use and always will be. To cover hosting and development costs, we display non-intrusive Google AdSense ads. These are clearly marked and don't affect calculation results or content. We don't sell your data or accept sponsored recommendations.
For details on how advertising and cookies work on this site, see our Privacy Policy.